What $500,000 to $700,000 Can Buy in Mary Esther, Fort Walton Beach, and Navarre

Last Updated: 6/30/2026

Buyers searching between $500,000 and $700,000 on the Emerald Coast have very different options depending on where they look. In Mary Esther, that budget can lean toward quiet residential living, Hurlburt Field convenience, and even waterfront land. In Fort Walton Beach, it can mean anything from a Gulf-front condo on Okaloosa Island to an updated pool home. In Navarre, buyers may find larger lots, newer homes, community amenities, and Sound-side lifestyle options.

Below are current examples from the live CoastalHomes850 search pages for homes and properties between $500,000 and $700,000 in Mary Esther, Fort Walton Beach, and Navarre. Listings, prices, photos, and availability can change quickly, so buyers should always confirm the latest details with Melinda Vazquez of Coldwell Banker Realty.

What $500,000 to $700,000 Can Buy in Mary Esther

Mary Esther is the quietest and most residential-feeling of the three, and in the $500,000 to $700,000 range, buyers may see updated single-family homes, newer construction close to Hurlburt Field, and even waterfront land opportunities. The tradeoff is simple: fewer listings, but strong proximity to the Sound, Fort Walton Beach, Navarre, and the west side of the Emerald Coast.

$625,000

159 Shore Line Dr, Mary Esther, FL 32569

4 beds • 3 baths • 2,305 sq ft

Updated modern-coastal living near the Sound

This Emerald Pointe home shows how far this budget can go for buyers who want a renovated single-family home, owned solar panels, outdoor living space, garage parking, and optional HOA private beach access while staying close to Hurlburt Field, Navarre, Fort Walton Beach, and Destin.

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$615,000

6 Kohler Dr, Mary Esther, FL 32569

5 beds • 3 baths • 2,520 sq ft

New construction east of Hurlburt Field

For buyers who need more bedrooms, this Mary Esther option offers brand-new construction, an all-brick exterior, a flexible bonus room or office, open-concept living, and a large fenced backyard in a mature community with sidewalks.

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$595,000

00 Tarpon Rd, Mary Esther, FL 32569

Waterfront land • about 3.38 acres

A larger waterfront estate opportunity

Mary Esther also has land opportunities in this range. This waterfront parcel is positioned for a private estate-style build, with Santa Rosa Sound access and a location that keeps Hurlburt Field, Fort Walton Beach, Navarre, Gulf Breeze, and Destin within reach.

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See all Mary Esther homes between $500,000 and $700,000

What $500,000 to $700,000 Can Buy in Fort Walton Beach

Fort Walton Beach gives this price range a split personality in the best way. Buyers may compare Gulf-front condos on Okaloosa Island with renovated pool homes, newer in-town construction, and properties close to Eglin Air Force Base, Hurlburt Field, downtown Fort Walton Beach, shopping, dining, schools, and beaches.

$675,000

1110 Santa Rosa Blvd Unit A109, Fort Walton Beach, FL 32548

2 beds • 3 baths • 1,290 sq ft

Resort-style condo ownership on Okaloosa Island

In Fort Walton Beach, this range can open the door to a fully furnished, rental-ready condo at Waterscape Resort with Gulf-front amenities, pools, hot tubs, fitness space, grills, covered parking, and the beach lifestyle buyers often picture when they search the Emerald Coast.

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$625,000

660 Nautilus Ct Unit 1303, Fort Walton Beach, FL 32548

2 beds • 2 baths • 1,062 sq ft

Gulf-front views with deeded beach access

This Nautilus condo highlights the beachside side of Fort Walton Beach, with a Gulf-front primary suite, an oversized balcony, recent refreshes, deeded beach access, and a layout that works for personal use, second-home ownership, or vacation rental potential.

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$625,000

618 NE Country Club Ave, Fort Walton Beach, FL 32547

4 beds • 2 baths • 2,120 sq ft

A renovated Kenwood pool home

Buyers who prefer a traditional neighborhood setting can also find single-family options, including renovated pool homes in established Fort Walton Beach communities. This Kenwood home pairs major updates with a private backyard pool and room to entertain.

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$530,000

100 SE Carson Dr, Fort Walton Beach, FL 32548

4 beds • 3 baths

Newer coastal construction close to daily conveniences

Closer to town, buyers may also find newer-build homes with modern finishes, fenced yards, garage parking, and convenient access to local military bases, downtown Fort Walton Beach, restaurants, shopping, and the beach.

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See all Fort Walton Beach homes between $500,000 and $700,000

What $500,000 to $700,000 Can Buy in Navarre

Navarre is often where buyers start seeing more square footage, larger lots, newer construction, community amenities, and water-oriented options in this budget. It can be especially appealing for buyers who want a more relaxed coastal community while staying connected to Hurlburt Field, Pensacola, Fort Walton Beach, Gulf Breeze, and Navarre Beach.

$589,900

7624 Hatteras Dr, Navarre, FL 32566

5 beds • 3 baths • 2,711 sq ft

Newer spacious construction in Holley-Navarre

Navarre often delivers more interior square footage in this range. This Buckeyes Landing home offers five bedrooms, three full baths, a brick exterior, open-concept living, a private guest suite, and easy access to US-98 and State Road 87.

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$525,000

1818 Sea Pines Ln, Navarre, FL 32566

2 beds • 3 baths • 1,682 sq ft

Waterfront townhome with a deeded boat slip

Navarre buyers looking for water access can find unique attached-home options, too. This Santa Rosa Sound townhome includes a deeded boat slip, direct water views, gated-community setting, and space for kayaks, paddleboards, fishing gear, and beach toys.

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$530,000

2555 Holley Pl, Navarre, FL 32566

3 beds • 3 baths • 2,330 sq ft

Holley by the Sea space with recreation amenities

This Holley by the Sea home shows the lifestyle side of Navarre: more than half an acre, updated flooring, a large screened porch, backyard privacy, and access to community amenities such as pools, fitness facilities, pickleball, tennis, and more.

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$650,000

9624 Meadow Wood Ln, Navarre, FL 32566

4 beds • 2 baths • 2,775 sq ft

East Navarre pool home with major updates

At the higher end of the range, Navarre can offer larger pool homes with recent upgrades, a detached garage, and a quicker commute to beaches, Hurlburt Field, Eglin AFB, and Destin.

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See all Navarre homes between $500,000 and $700,000

Listing examples are presented for informational and comparison purposes only. Prices, property details, MLS status, images, availability, HOA information, rental rules, and community details are subject to change and should be independently verified before making a purchase decision.