Fort Walton Beach Homes Between $900,000 and $1,100,000

Turn the Key to Your Emerald Coast Home

Fort Walton Beach homes between $900,000 and $1,100,000 offer buyers access to distinctive properties with premium features, generous living space, and desirable Emerald Coast locations. In this price range, buyers may find custom or extensively renovated homes, waterfront residences, expansive floor plans, private pools, boat access, and outdoor living areas designed for coastal entertaining.

These properties may appeal to luxury buyers, military families, relocating households, and those searching for a primary residence, second home, or investment opportunity near the water. Fort Walton Beach provides convenient access to Okaloosa Island, Destin, Hurlburt Field, Eglin Air Force Base, boating, beaches, shopping, dining, and recreation.

Melinda Vazquez can help you compare Fort Walton Beach homes between $900,000 and $1,100,000, assess neighborhoods and property-specific considerations, and find a home that supports your lifestyle and long-term real estate goals.

Fort Walton Beach Homes Between $900,000 and $1,100,000

3 Beds ⋅ 4 Baths ⋅ 1009969 MLS

PRIVATE ISLAND RETREAT with 42' L-SHAPED POOL / QUIET SINGLE-FAMILY NEIGHBORHOOD / RV PAD with UTILITIES. This is a rare completely renovated Okaloosa Island home that offers the perfect blend of coastal lifestyle, privacy, and everyday comfort - just steps from the Gulf of America and directly across from the Santa Rosa Sound. Walking access to both the Beach and Sound Situated on a large corner lot in a wonderful single-family neighborhood with no short-term rentals. Enjoy coastal living plus the shade of mature trees- inviting outdoor entertaining spaces and one of the most unique backyard settings on the island. The home welcomes you with abundant natural light, distinctive open -concept layout designed for both entertaining and relaxed island living. Recently updated, this home is better than new! * New flooring * New impact rated windows * New roof * New Trex staircase + rooftop deck * Upgraded kitchen w/ Silestone countertops * New bathrooms * New AC /heat pump units x2 * New tankless water system * New horizontal privacy fencing * New Zoysia lawn * all walls and ceilings level 5 skim coat * Spiral staircase * screened porch * Inviting front porch * Large workshop w AC * Large RV pad w utilities This is more than a home, it's where memories are made...morning beach walks, afternoons by the pool, sunsets from the deck. A place for friends, family and fun! Lets do this....

731 Sailfish Dr, Fort Walton Beach

3 Beds ⋅ 3 Baths ⋅ 1009885 MLS

Enjoy sugar-white sand, emerald-green water, and the relaxed Okaloosa Island lifestyle from this beautifully positioned Gulf-front condo at Waters Edge. This 3 bed / 3 bath is a must see - not many units in the resort with this layout.. Located at the west end of the building showcases Gulf views through floor-to-ceiling windows and sliding glass doors. The open living and dining area flows onto a generous 28-foot covered balcony - an ideal setting for enjoying Gulf breezes, morning coffee, and colorful sunsets. The kitchen features granite countertops, stainless-steel appliances, a breakfast bar, pantry, and ample workspace for everyday meals or entertaining. Tile and luxury vinyl plank flooring extend throughout the unit for easy coastal living. Waters Edge offers approximately 5,000 square feet of Gulf-side pools, including a heated pool, along with direct beach access, a fitness center, grilling and picnic areas, a fire pit, covered parking and a pavilion. Schedule your private showing today!

590 Santa Rosa Blvd Unit UNIT 203, Fort Walton Beach

Seize a high-density development opportunity ideally situated off Racetrack Rd in Fort Walton Beach. This 1.02-acre property falls within the Urban Development Area Boundary (UDAB), a designation in Okaloosa County that provides regulatory benefits for urban growth. The site comprises two adjacent parcels with an impressive 499 feet of combined road frontage - 327' on Skipper Ave and 172' on Katherine Street. Developing inside the UDAB allows you to maximize density and height with potential for up to 25 units (subject to final county approval), as well as benefitting from relaxed setback requirements, expedited development approval and potential tax benefits. An occupied duplex exists on the south end of the property on Skipper. May be razed or utilized for interim income. Buyer to verify lot dimensions.

98 And 114 Skipper Ave, Fort Walton Beach

3 Beds ⋅ 3 Baths ⋅ 1009064 MLS

Turnkey Gulf-Front Luxury with Proven Rental Income. Experience the best of Emerald Coast living from this exceptional Gulf-front residence at Azure, where panoramic views of the emerald waters and sugar-white sand create an unforgettable backdrop. Combining luxury, comfort, and outstanding investment potential, this beautifully furnished condominium is an ideal primary residence, vacation home, or turnkey income-producing property. Azure 214 is an established, high-performing short-term rental, offering the next owner immediate income potential from day one. Adding even greater value, Azure has recently completed extensive exterior renovations and building improvements, with all special assessments paid in full, providing peace of mind and allowing you to enjoy a beautifully refreshed resort without additional improvement costs. Designed to comfortably accommodate up to 10 guests, the spacious floor plan features a Gulf-front king suite, a second king suite and a guest bedroom with two double-sized beds, three full bathrooms, and a sleeper sofa. Floor-to-ceiling glass fills the living area with natural light while drawing your attention to the expansive Gulf-front balcony--an incredible outdoor living space perfect for morning coffee, afternoon relaxation, breathtaking sunsets, and front-row views of seasonal fireworks over the Okaloosa Island Pier. The open-concept kitchen is beautifully appointed with stone countertops, stainless steel appliances, abundant cabinetry, and everything needed to prepare meals after a day on the beach. The adjoining dining area and breakfast bar create an inviting space for gathering with family and friends. Azure continues to be one of Okaloosa Island's premier beachfront resorts, offering owners and guests an impressive collection of amenities, including: Two Gulf-front swimming pools (one seasonally heated) Gulf-front hot tub Fitness center Community grilling area Private beach walkover Covered garage parking for two vehicles Located on the quieter, low-density beaches of Okaloosa Island, you'll enjoy the perfect balance of relaxation and convenience. Walk to local favorites like Stewby's Seafood, Beach View Grill, AJ's Oyster Shanty, mini golf, and ice cream, while the Okaloosa Island Boardwalk, Gulfarium, fishing pier, pontoon and jet ski rentals, Wild Willy's Adventure Zone, and Destin Harbor are all just minutes away. Whether your goal is to expand your investment portfolio with a proven vacation rental or own an extraordinary Gulf-front escape, Azure 214 delivers an exceptional opportunity. With a strong rental history, premium resort amenities, recent building renovations already completed, and all assessments paid, this is a truly turnkey beachfront property ready to be enjoyed from the moment you take ownership. Buyer to verify all information.

1150 Santa Rosa Blvd Unit UNIT 214, Fort Walton Beach

3 Beds ⋅ 3 Baths ⋅ 1003651 MLS

Welcome to one of the rare opportunities at Island Echos, a beautifully maintained fourth-floor beachfront condominium featuring THREE true full-sized bedrooms, a highly sought-after layout that is rarely available along the Gulf Coast. Perfectly positioned directly on the Gulf, you'll fall asleep to the soothing sound of the waves and wake up just steps away from the sugar-white sands and emerald turquoise waters. From the moment you walk inside, natural light pours throughout the residence while breathtaking water views immediately capture your attention. The oversized balcony offers the perfect setting for morning coffee, sunset dinners, or simply relaxing while overlooking the Gulf. Even the spacious primary suite enjoys direct water views, creating a peaceful retreat you'll never want to leave. The kitchen has been meticulously maintained and thoughtfully designed with an abundance of cabinetry, granite countertops, and open sightlines that allow you to enjoy the stunning Gulf views while cooking, entertaining, or spending time with family and friends. The spacious open-concept layout makes the condo feel welcoming, airy, and ideal for both full-time living and vacation enjoyment. One of the standout features that truly sets this unit apart is the private in-unit washer and dryer conveniently located in the hallway closet area -- and both convey with the purchase. Many other units within the community rely on shared community laundry facilities, making this a rare and highly desirable convenience for owners and guests alike. Residents and guests of Island Echos enjoy gated access, a community pool, fitness center, elevator access, and one of the most desirable stretches of beach along the Emerald Coast. Whether you're searching for a primary residence, second home, or income-producing investment property, this condominium offers exceptional flexibility with short-term rentals allowed. Even better, future vacation bookings can transfer to the new owner at closing, allowing you to start generating passive income immediately from day one. Due to the high demand and strong rental history, showings will be limited as this vacation rental is frequently fully booked. Experience firsthand why this remarkable Gulf-front condo stands out from the rest.

676 Santa Rosa Blvd Unit 4NO, Fort Walton Beach

3 Beds ⋅ 3 Baths ⋅ 1002323 MLS

Gulf-front 3-bedroom condo in Azure offering spectacular, unobstructed Gulf views from the private balcony, main living areas and spacious master suite. Wake up to sunrise over the Gulf and enjoy evening breezes and sunsets from multiple vantage points. This condo has been thoughtfully spruced up and brightened throughout, featuring 3 bedrooms and 3 full baths, spacious kitchen & laundry room. Residents enjoy two waterfront pools, including one heated year-round for extended-season swimming, plus convenient onsite amenities and easy deeded beach access. All required SIRS study has been completed and the special assessment has has already been paid by the owner -- one less concern for the buyer. An excellent combination of lifestyle and income potential in a prime Gulf-front setting.

1150 Santa Rosa Blvd Unit 305, Fort Walton Beach

One of the last non-developed pieces of land in downtown Fort Walton Beach. 0.48 acre ''OUTPARCEL'' in the Shoppes at Paradise Pointe which contains a Publix Shopping Center. Buyers do their own due diligence on easements, restrictions, and zoning. Contact Carol Nash at SITE management for more info. (689) 348-3614. Looking for cash, but would be willing to seller finance with reasonable terms. Listing agent is related to the seller; both beneficiaries of the selling trust are licensed at Alicia Hollis Sales brokerage (agent & broker).

253 Se Miracle Strip Pkwy, Fort Walton Beach

4 Beds ⋅ 4 Baths ⋅ 998388 MLS

PRICE REDUCED DONT MISS OUT !!! Positioned on ½ acre along the tranquil waters of Cinco Bayou, this exceptional waterfront estate offers a rare blend of privacy, craftsmanship, and coastal lifestyle living. Designed for both comfort and entertainment, the property combines timeless finishes with distinctive architectural details throughout. Inside, expansive living areas showcase vaulted ceilings, cedar accent walls, built-in bookcases, and fireplace that create warmth and character. Travertine, porcelain tile, bamboo, Brazilian cherry, cork, and wood-style plank flooring reflect the custom quality found in every space. The chef's kitchen is appointed with built-in appliances and travertine flooring, flowing seamlessly into generous dining and gathering areas ideal for hosting. The waterfront primary suite offers serene views and a spa-inspired bath featuring a soaking tub, bidet, oversized tiled shower, and custom walk-in closet. A private apartment lockout with skylights and bay window provides flexible accommodation for guests or multigenerational living. Outdoors, resort-style living awaits with a kidney-shaped in-ground pool, expansive paver deck, gazebo, and large wooden waterfront deck. Boating enthusiasts will appreciate the dock and lift (conveyed as-is), offering direct access to the bayou lifestyle. Additional highlights include a 12-12.5KW generator supporting major systems, whole-house water softener, detached 40x10 powered workshop, detached two-car garage, carport, and circular drive. This is more than a waterfront home it is a private coastal retreat in the heart of Fort Walton Beach, offering space, flexibility, and unforgettable sunsets over Cinco Bayou.

144 Monahan Dr, Fort Walton Beach

3 Beds ⋅ 3 Baths ⋅ 998315 MLS

Gulf-front living at its finest -- and the smartest value on this floor plan in the building. This 1,513 SF, 3BR/3BA residence at Azure offers direct, unobstructed Gulf views, an open living and dining layout, and a primary suite with garden tub, walk-in closet, and private balcony access. A private owner's closet inside the unit plus a dedicated storage room down the hall add everyday convenience most buyers won't find elsewhere in the building. Only four units in Azure share this exact floor plan -- and this is priced below the two others currently on the market, and below the most recent unit of this same layout to sell in the building. A documented rental income history is available for buyers evaluating this as an investment, along with a full cost-to-own analysis built on real numbers, not projections. Wake up to sugar-white sand and emerald water from your own balcony, with sweeping Gulf views from the main living areas and primary suite alike. The split-bedroom layout gives guests and owners their own private corners. Resort amenities include a Gulf-front pool, fitness center, and secured building access -- everything you need for a low-maintenance coastal lifestyle. Tour remotely first with our 4K Matterport walkthrough, then schedule an easy, flexible in-person showing through our team. Whether you're searching for a primary residence, a second home, or an income property, this is Gulf-front ownership positioned to perform. Schedule your private showing today. FULL COMPARABLE ANALYSIS -- AZURE, 1,513 SF / 3BR-3BA FLOOR PLAN Only four units in the building share this exact floor plan. Here is where this listing sits against the others: Unit Status Price $/SF Notes 307 Sold $1,000,000 $660.94 Closed Jan 2026, 101 DOM 610 Sold $1,075,000 $710.51 Closed Jan 2026, 53 DOM 113 Active $1,095,000 $723.73 Priced above subject 305 Active $1,100,000 $727.03 Priced above subject 414 (subject) Active $1,070,000 $707.20 Below actives and last closed sale CLOSED SALES (this floor plan): - Unit 307 -- sold $1,000,000 ($660.94/SF) -- closed January 2026, 101 days on market - Unit 610 -- sold $1,075,000 ($710.51/SF) -- closed January 2026, 53 days on market ACTIVE LISTINGS (this floor plan): - Unit 113 -- listed $1,095,000 ($723.73/SF) - Unit 305 -- listed $1,100,000 ($727.03/SF) - Unit 414 (this listing) -- listed $1,070,000 ($707.20/SF) This listing is priced below both active competitors on the identical floor plan, and below the most recent closed sale of this exact layout -- Unit 610, which sold for $1,075,000. In plain terms: a buyer purchasing this unit at ask is paying less than what the last verified buyer in this building paid for the same square footage, same bedroom count, same view line. MARKET TIMING CONTEXT: Both recent Azure sales on this floor plan went under contract within days of each other in December 2025 -- a pattern consistent with holiday-season visitors converting into buyers. Showing volume in Azure and the surrounding Gulf-front buildings slows through the peak rental season (spring and summer), then picks back up as the building empties out heading into fall. Consistent with that pattern, another Azure residence went under contract this month (July 2026) after a longer stretch on the market -- an early signal that buyer activity in the building is returning as the summer rental season winds down. RENTAL INCOME HISTORY (verified actuals, four years): - 2023: $70,000 - 2024: $75,000 - 2025: $60,000 (property management transition year) - 2026: year-to-date through July 1, plus July and August currently on the books A full cost-to-own analysis with cap rate detail is available on request -- built entirely on these actuals, not third-party rental estimates. FEATURES: Private owner's closet inside the unit; dedicated storage room down the hall; primary suite with garden tub, walk-in closet, and private balcony access; recently updated living room seating. 4K Matterport virtual tour and floor plan available.

1150 Santa Rosa Blvd Unit 414, Fort Walton Beach

3 Beds ⋅ 2 Baths ⋅ 995019 MLS

Amazing opportunity to own waterfront property on coveted Cinco Bayou. This large property sits high and dry and has a dock with boat lift with deep water access. Open concept floorplan features tile flooring, vaulted beamed ceiling and a split bedroom layout. Kitchen has stainless steel appliances. Huge utility/laundry room. Two car garage with paver driveway has an attached area for your golf cart or motorcycle. Spectacular grounds with mature landscaping has room to build a MIL suite if needed. Enjoy your morning coffee watching the dolphins, pelicans, eagles, ospreys, otters, etc on decks overlooking the bayou. Experience the waterfront life!

506 Amelia St, Fort Walton Beach

3 Beds ⋅ 3 Baths ⋅ 993335 MLS

Penthouse Condo with Breathtaking Views! This beautiful, top-floor renovated condo showcases gorgeous views of the Gulf and could become your own beach getaway. The 1,503 sq ft unit features an open floorplan in the living area, a spacious main bedroom suite with two closets and its own private entrance to the balcony, along with a U-shaped kitchen that includes granite countertops, stainless steel appliances and a breakfast bar. Enjoy several amenities at the complex including beach access, in-ground pool, grilling/patio area, and much more. The resort is a short drive away from restaurants and shopping on Okaloosa Island, as well as being within 3 miles of Downtown Ft Walton Beach and only one traffic light to Destin. Schedule your showing today!

790 Santa Rosa Blvd Unit 7003, Fort Walton Beach

8700 SF Flex space, two 14' x 16' electric rollup doors , 4000 SF office with 2 restrooms and showers, fenced in yard with electric gate, property located off of Racetrack Road in Fort Walton Beach, FL, the warehouse has 22' ceilings and the warehouse is heated, great building with new roof in 2021 , 2nd Parcel is .44 Acres

107 Truxton Ave, Fort Walton Beach

3 Beds ⋅ 3 Baths ⋅ 992215 MLS

Rare beachfront find and unbeatable investment opportunity! Stellar $114K of Gross Rent for both 2023 and 2024! $94K for 2025 despite the extensive resort renovations and complete closure during October, November and most of December. $91K on the books as of June 2026. Expecting around $100K for the full year. DIRECT WALK-UP ACCESS TO THE BEACH! This stylishly decorated, fully furnished condo is centrally located on the Gulf side of the beautiful AZURE Condominium resort. Prime location on the ground floor with easy access to the pool area and the sugar-sand beaches just beyond make this unit one of the most desirable rentals in the complex. Quick and convenient access to the covered parking garage and no need for stairs or elevators. Perfect for a second home, primary residence or a lucrative investment property. The unit features tile throughout (no carpet). HVAC system replaced in Dec 2023. Water heater and dishwasher replaced in Dec. 2021. The Azure Resort underwent an extensive refresher remodel in 2025.

1150 Santa Rosa Blvd Unit UNIT 113, Fort Walton Beach

Seize a high-density development opportunity ideally situated off Racetrack Rd in Fort Walton Beach. This 1.02-acre property falls within the Urban Development Area Boundary (UDAB), a designation in Okaloosa County that provides regulatory benefits for urban growth. The site comprises two adjacent parcels with an impressive 499 feet of combined road frontage - 327' on Skipper Ave and 172' on Katherine Street. Developing inside the UDAB allows you to maximize density and height with potential for up to 25 units (subject to final county approval), as well as benefitting from relaxed setback requirements, expedited development approval and potential tax benefits. An occupied duplex exists on the south end of the property on Skipper. May be razed or utilized for interim income. Buyer to verify lot dimensions.

98 And 114 Skipper Ave, Fort Walton Beach

New roof installed in March 2025 and outside repainted. Approximately 2/10 of a mile from Fort Walton Beach Medical Center and 90' of road frontage on Mar Walt Dr. Building. With over 2400 sq ft., separate office spaces, dressing rooms and bathrooms.

908 Marwalt Dr, Fort Walton Beach

4 Beds ⋅ 4 Baths ⋅ 989411 MLS

Three prime vacant lots available for your custom pre-sold home! Located at 243, 245, and 247 Brooks Street, these lots sit right in the heart of Downtown Fort Walton Beach â” just steps from local dining, parks, shopping, and waterfront entertainment. Build your dream home with a trusted local builders (Tracy Acree and Gavin Wolff) and enjoy a lifestyle that's walkable, vibrant, and full of coastal charm. We have plans ranging approximately 3,000 - 3,300 sq ft, or make a plan of your own!

245 Se Brooks St, Fort Walton Beach

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