Fort Walton Beach Homes Between $900,000 and $1,100,000

Turn the Key to Your Emerald Coast Home

Fort Walton Beach homes between $900,000 and $1,100,000 offer buyers access to distinctive properties with premium features, generous living space, and desirable Emerald Coast locations. In this price range, buyers may find custom or extensively renovated homes, waterfront residences, expansive floor plans, private pools, boat access, and outdoor living areas designed for coastal entertaining.

These properties may appeal to luxury buyers, military families, relocating households, and those searching for a primary residence, second home, or investment opportunity near the water. Fort Walton Beach provides convenient access to Okaloosa Island, Destin, Hurlburt Field, Eglin Air Force Base, boating, beaches, shopping, dining, and recreation.

Melinda Vazquez can help you compare Fort Walton Beach homes between $900,000 and $1,100,000, assess neighborhoods and property-specific considerations, and find a home that supports your lifestyle and long-term real estate goals.

Fort Walton Beach Homes Between $900,000 and $1,100,000

3 Beds ⋅ 3 Baths ⋅ 1003651 MLS

Welcome to one of the rare opportunities at Island Echos, a beautifully maintained fourth-floor beachfront condominium featuring THREE true full-sized bedrooms, a highly sought-after layout that is rarely available along the Gulf Coast. Perfectly positioned directly on the Gulf, you'll fall asleep to the soothing sound of the waves and wake up just steps away from the sugar-white sands and emerald turquoise waters. From the moment you walk inside, natural light pours throughout the residence while breathtaking water views immediately capture your attention. The oversized balcony offers the perfect setting for morning coffee, sunset dinners, or simply relaxing while overlooking the Gulf. Even the spacious primary suite enjoys direct water views, creating a peaceful retreat you'll never want to leave. The kitchen has been meticulously maintained and thoughtfully designed with an abundance of cabinetry, granite countertops, and open sightlines that allow you to enjoy the stunning Gulf views while cooking, entertaining, or spending time with family and friends. The spacious open-concept layout makes the condo feel welcoming, airy, and ideal for both full-time living and vacation enjoyment. One of the standout features that truly sets this unit apart is the private in-unit washer and dryer conveniently located in the hallway closet area -- and both convey with the purchase. Many other units within the community rely on shared community laundry facilities, making this a rare and highly desirable convenience for owners and guests alike. Residents and guests of Island Echos enjoy gated access, a community pool, fitness center, elevator access, and one of the most desirable stretches of beach along the Emerald Coast. Whether you're searching for a primary residence, second home, or income-producing investment property, this condominium offers exceptional flexibility with short-term rentals allowed. Even better, future vacation bookings can transfer to the new owner at closing, allowing you to start generating passive income immediately from day one. Due to the high demand and strong rental history, showings will be limited as this vacation rental is frequently fully booked. Experience firsthand why this remarkable Gulf-front condo stands out from the rest.

676 Santa Rosa Blvd Unit 4NO, Fort Walton Beach

3 Beds ⋅ 3 Baths ⋅ 1002323 MLS

Gulf-front 3-bedroom condo in Azure offering spectacular, unobstructed Gulf views from the private balcony, main living areas and spacious master suite. Wake up to sunrise over the Gulf and enjoy evening breezes and sunsets from multiple vantage points. This condo has been thoughtfully spruced up and brightened throughout, featuring 3 bedrooms and 3 full baths, spacious kitchen & laundry room. Residents enjoy two waterfront pools, including one heated year-round for extended-season swimming, plus convenient onsite amenities and easy deeded beach access. All required SIRS study has been completed and the special assessment has has already been paid by the owner -- one less concern for the buyer. An excellent combination of lifestyle and income potential in a prime Gulf-front setting.

1150 Santa Rosa Blvd Unit 305, Fort Walton Beach

3 Beds ⋅ 4 Baths ⋅ 1000056 MLS

PRIVATE ISLAND RETREAT with 42' L-SHAPED POOL / QUIET SINGLE-FAMILY NEIGHBORHOOD / RV PAD with UTILITIES. This is a rare completely renovated Okaloosa Island home that offers the perfect blend of coastal lifestyle, privacy, and everyday comfort - just steps from the Gulf of America and directly across from the Santa Rosa Sound. Situated on a large corner lot in a wonderful single-family neighborhood with no short-term rentals. Enjoy coastal living plus the shade of mature trees- inviting outdoor entertaining spaces and one of the most unique backyard settings on the island. The home welcomes you with abundant natural light, distinctive open -concept layout designed for both entertaining and relaxed island living. Recently updated, this home is better than new! * New flooring * New impact rated windows * New roof * New Trex staircase + rooftop deck * Upgraded kitchen w Silestone * New bathrooms * New AC /heat pump units x2 * New tankless water system * New horizontal privacy fening * New Zoysia lawn * all walls and ceilings level 5 skimcoat * Spiral staircase * screened porch * Inviting front porch * Large workshop w AC * Large RV pad w utilities This is more than a home, it's where memories are made...morning beach walks, afternoons by the pool, sunsets from the deck. A place for friends, family and fun!

731 Sailfish Dr, Fort Walton Beach

One of the last non-developed pieces of land in downtown Fort Walton Beach. 0.48 acre ''OUTPARCEL'' in the Shoppes at Paradise Pointe which contains a Publix Shopping Center. Buyers do their own due diligence on easements, restrictions, and zoning. Contact Carol Nash at SITE management for more info. (689) 348-3614. Looking for cash, but would be willing to seller finance with reasonable terms. Listing agent is related to the seller; both beneficiaries of the selling trust are licensed at Alicia Hollis Sales brokerage (agent & broker).

253 Se Miracle Strip Pkwy, Fort Walton Beach

3 Beds ⋅ 3 Baths ⋅ 998315 MLS

Rarely does the Azure floor plan you actually want come available below its own competition. Unit 414 is one of only four 1,513 SF, 3BR/3BA Gulf-front residences in the building -- and it is priced under the other two currently on the market. Positioned mid-building on the 4th floor, this residence delivers unobstructed Gulf of Mexico views, a spacious 273 SF balcony, and a layout that has consistently outperformed in rental income, including a strong July on the books right now. Walk every inch before you ever board a plane -- full 4K Matterport virtual tour and floor plan available. Inside: tile flooring, crown molding, granite counters, stainless appliances, and a garden tub ensuite in the primary suite, which opens to its own private balcony access. Fully furnished and turnkey. A private owner's closet inside the unit plus a dedicated storage room just down the hall -- genuinely useful for owners who visit often. Azure amenities include two Gulf-front pools, hot tubs, a first-rate fitness center, direct beach access, and full-time on-site management. Walking distance to the Boardwalk, Gulfarium, and Okaloosa Island dining and shops. Rental history and cost-to-own docs available. Recent closed sales in this floor plan confirm steady demand for 1,513 SF Azure units. Showings scheduled quickly. Bring your buyer proven performance, the best price per square foot in its own floor plan, and true beachfront living -- the unit serious buyers compare everything else against. AZURE #414 -- SUPPLEMENTAL INFORMATION FOR BUYERS & BUYERS' AGENTS THE FLOOR PLAN Azure has only four residences built to this 1,513 SF, 3-bedroom/3-bath Gulf-front floor plan. As of this listing, two others are active on the market -- Unit 113 (1st floor, listed at $1,095,000 / $723.73 per SF) and Unit 305 (3rd floor, listed at $1,100,000 / $727.03 per SF). Unit 414 is listed at $1,070,000 / $707.20 per SF -- the lowest price and lowest price-per-square-foot of the three, while sitting mid-building on the 4th floor with unobstructed Gulf views. RECENT CLOSED SALES, SAME FLOOR PLAN Unit 610 (6th floor) closed in January 2026 at $1,075,000 ($710.51/SF) after 53 days on market. Unit 307 (3rd floor) closed in January 2026 at $1,000,000 ($660.94/SF) after 101 days on market. These closings confirm this floor plan holds value in the $1M-plus range and gives a buyer's agent a defensible basis for their offer. RENTAL PERFORMANCE This unit is on the vacation rental program and has produced strong income, including a fully booked July. Full rental history and cost-to-own analysis available upon request -- this data materially changes how the numbers work for an income-focused buyer and should be reviewed before any offer is prepared. CONDITION & FEATURES Fully furnished, turnkey. Tile flooring, crown molding, granite counters, stainless appliances. Primary suite features a garden tub, walk-in closet, and private balcony access. Two features unique to this unit within the building: a private owner's closet inside the residence and a dedicated storage room just down the hall on the same floor -- a meaningful convenience for an owner who visits frequently or manages the unit personally. MEDIA Professional photography of the building and unit, a full 4K Matterport virtual walkthrough, and a floor plan are all available. The Matterport tour is particularly effective for out-of-town or investor buyers who want to walk the space in detail before committing to travel -- share the link early in any conversation with a remote buyer. BUILDING & LOCATION Azure offers Gulf-front pools, hot tubs, a fully equipped fitness center, and direct beach access, all within walking distance of the Boardwalk, Gulfarium, and Okaloosa Island's restaurants and shops. Full-time on-site management supports the rental program. TERMS FAR/BAR contract required. Buyer to provide proof of funds or pre-approval letter with all offers. Seller will evaluate all reasonable offers on price and terms.

1150 Santa Rosa Blvd Unit 414, Fort Walton Beach

3 Beds ⋅ 2 Baths ⋅ 995019 MLS

Amazing opportunity to own waterfront property on coveted Cinco Bayou. This large property sits high and dry and has a dock with boat lift with deep water access. Open concept floorplan features tile flooring, vaulted beamed ceiling and a split bedroom layout. Kitchen has stainless steel appliances. Huge utility/laundry room. Two car garage with paver driveway has an attached area for your golf cart or motorcycle. Spectacular grounds with mature landscaping has room to build a MIL suite if needed. Enjoy your morning coffee watching the dolphins, pelicans, eagles, ospreys, otters, etc on decks overlooking the bayou. Experience the waterfront life!

506 Amelia St, Fort Walton Beach

3 Beds ⋅ 3 Baths ⋅ 994601 MLS

This waterfront condo offers incredible bay views from every angle. The corner suite features 3 bedrooms and 3.5 bathrooms, with a spacious balcony wrapping around two sides—perfect for gatherings. The kitchen is equipped with granite countertops, stainless steel appliances, wood cabinetry, a pantry, and a breakfast bar that opens up to the living, breakfast, and dining areas. Wake up to stunning vistas from the master bedroom, which also boasts a luxury bathroom and walk-in closet. The condo earns impressive rental income—almost 95,000 gross in 2024, and 83,000 in 2025-comes fully furnished. Amenities at Destin West Bayside includes a 700-foot lazy river, a zero-entry pool, two hot tubs, a heated waterfall pool for cooler months, a marina and Osprey has a private pool.

1328 Se Miracle Strip Pkwy Unit 303, Fort Walton Beach

3 Beds ⋅ 3 Baths ⋅ 993335 MLS

Penthouse Condo with Breathtaking Views! This beautiful, top-floor renovated condo showcases gorgeous views of the Gulf and could become your own beach getaway. The 1,503 sq ft unit features an open floorplan in the living area, a spacious main bedroom suite with two closets and its own private entrance to the balcony, along with a U-shaped kitchen that includes granite countertops, stainless steel appliances and a breakfast bar. Enjoy several amenities at the complex including beach access, in-ground pool, grilling/patio area, and much more. The resort is a short drive away from restaurants and shopping on Okaloosa Island, as well as being within 3 miles of Downtown Ft Walton Beach and only one traffic light to Destin. Schedule your showing today!

790 Santa Rosa Blvd Unit 7003, Fort Walton Beach

8700 SF Flex space, two 14' x 16' electric rollup doors , 4000 SF office with 2 restrooms and showers, fenced in yard with electric gate, property located off of Racetrack Road in Fort Walton Beach, FL, the warehouse has 22' ceilings and the warehouse is heated, great building with new roof in 2021 , 2nd Parcel is .44 Acres

107 Truxton Ave, Fort Walton Beach

3 Beds ⋅ 3 Baths ⋅ 992215 MLS

Rare beachfront find and unbeatable investment opportunity! Stellar $114K of Gross Rent for both 2023 and 2024! $94K for 2025 despite the extensive resort renovations and complete closure during October, November and most of December. $91K on the books as of June 2026. Expecting around $100K for the full year. DIRECT WALK-UP ACCESS TO THE BEACH! This stylishly decorated, fully furnished condo is centrally located on the Gulf side of the beautiful AZURE Condominium resort. Prime location on the ground floor with easy access to the pool area and the sugar-sand beaches just beyond make this unit one of the most desirable rentals in the complex. Quick and convenient access to the covered parking garage and no need for stairs or elevators. Perfect for a second home, primary residence or a lucrative investment property. The unit features tile throughout (no carpet). HVAC system replaced in Dec 2023. Water heater and dishwasher replaced in Dec. 2021. The Azure Resort underwent an extensive refresher remodel in 2025.

1150 Santa Rosa Blvd Unit UNIT 113, Fort Walton Beach

Seize a high-density development opportunity ideally situated off Racetrack Rd in Fort Walton Beach. This 1.02-acre property falls within the Urban Development Area Boundary (UDAB), a designation in Okaloosa County that provides regulatory benefits for urban growth. The site comprises two adjacent parcels with an impressive 499 feet of combined road frontage - 327' on Skipper Ave and 172' on Katherine Street. Developing inside the UDAB allows you to maximize density and height with potential for up to 25 units (subject to final county approval), as well as benefitting from relaxed setback requirements, expedited development approval and potential tax benefits. An occupied duplex exists on the south end of the property on Skipper. May be razed or utilized for interim income. Buyer to verify lot dimensions.

98 And 114 Skipper Ave, Fort Walton Beach

This 10-unit multifamily property offers a strong income stream in one of Fort Walton Beach's most convenient locations. Each unit features a 1-bedroom, 1-bathroom layout, ideal for long-term tenants or short-term conversion. Located just minutes from major employers, shopping centers, and the beautiful Gulf Coast beaches, this property maintains high occupancy and consistent cash flow. The property is professionally managed and offers low overhead, making it perfect for both hands-off investors or owner-operators. With a current monthly income of $9,225, there is also potential for future rent increases in a growing rental market.

14 Nw Cape Dr Unit A-J, Fort Walton Beach

New roof installed in March 2025 and outside repainted. Approximately 2/10 of a mile from Fort Walton Beach Medical Center and 90' of road frontage on Mar Walt Dr. Building. With over 2400 sq ft., separate office spaces, dressing rooms and bathrooms.

908 Marwalt Dr, Fort Walton Beach

4 Beds ⋅ 4 Baths ⋅ 989411 MLS

Three prime vacant lots available for your custom pre-sold home! Located at 243, 245, and 247 Brooks Street, these lots sit right in the heart of Downtown Fort Walton Beach â” just steps from local dining, parks, shopping, and waterfront entertainment. Build your dream home with a trusted local builders (Tracy Acree and Gavin Wolff) and enjoy a lifestyle that's walkable, vibrant, and full of coastal charm. We have plans ranging approximately 3,000 - 3,300 sq ft, or make a plan of your own!

245 Se Brooks St, Fort Walton Beach

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