Fort Walton Beach Homes Between $1,300,000 and $1,500,000

Fort Walton Beach homes between $1,300,000 and $1,500,000 offer buyers access to exceptional luxury properties with high-end finishes, expansive living space, and sought-after Emerald Coast locations. In this price range, buyers may find custom-built residences, waterfront estates, private pools, boat docks, sophisticated outdoor entertaining areas, and views of the bay, bayous, or surrounding waterways.

These properties may appeal to luxury buyers, relocating households, military families, and those searching for an impressive primary residence, second home, or coastal investment property. Fort Walton Beach provides convenient access to Okaloosa Island, Destin, Hurlburt Field, Eglin Air Force Base, beaches, boating, shopping, dining, and recreation.

Melinda Vazquez can help you compare Fort Walton Beach homes between $1,300,000 and $1,500,000, assess waterfront considerations and property-specific features, and find a home that supports your lifestyle and long-term real estate goals.

Fort Walton Beach Homes Between $1,300,000 and $1,500,000

98 Se Miracle Strip Pkwy, Fort Walton Beach
$1,495,000
1013805 MLS
Prime Downtown Fort Walton Beach Commercial Property - Two Buildings, Over 6,000 SF Exceptional opportunity to own a versatile commercial property in the heart of Downtown Fort Walton Beach! Located at 98 SE Miracle Strip Parkway and 96 Highway 98, this offering includes two buildings with over 6,000 square feet of combined space, ideal for a variety of retail, office, and commercial uses. Positioned in a prominent downtown location, this property offers outstanding potential for investors, business owners, or developers seeking a presence in an established commercial area. The two-building configuration provides flexibility for multiple tenants, owner-occupants, or a combination of retail and professional office space. With its central location and adaptable layout, this property presents an excellent opportunity to establish, expand, or invest in a commercial presence in Fort Walton Beach. Two buildings. Over 6,000 square feet. Prime downtown location. Endless possibilities. Don't miss this opportunity to own a substantial commercial property in Downtown Fort Walton Beach!

98 Se Miracle Strip Pkwy, Fort Walton Beach
402 Barataria Ln, Fort Walton Beach
$1,499,000
3 Beds ⋅ 4 Baths ⋅ 1010318 MLS
EXQUISITE Custom Tudor-Style Protected Waterfront Home with Stunning Views. X Flood Zone!! Kitchen Just Updated to Include Quartz Countertops, New lighting, Flooring, and Appliances. Roof 2023, Kohler Generator 2023. Welcome to your Dream Home nestled on a private, tree-lined drive in a tranquil, protected bayou. This exquisite 3-bedroom 3.5 bathroom residence offers a perfect blend of Elegance, Comfort, and Breathtaking Natural Beauty. Step inside to discover spacious living areas bathed in natural light from large windows that provide stunning views of the water. Expansive living room is perfect for both relaxing and entertaining. The master suite serves as a private retreat, complete with an en-suite bathroom and a generous walk-in closet. Each additional bedroom is equally inviting, with natural light and serene views, and the bathrooms are thoughtfully designed. And a POOL! This Home also has Fiber Optic Internet for Quick Connections. (Buyer to confirm all measurements)

402 Barataria Ln, Fort Walton Beach
858 Scallop Court, Unit 406, Fort Walton Beach
$1,500,000
3 Beds ⋅ 3 Baths ⋅ 1009903 MLS
Experience the best of Gulf-front living in this beautifully appointed condo, perfectly situated along the emerald waters and sugar-white sands of Okaloosa Island. Built in 2019, this is one of the island's newer condominium developments, combining a fresh coastal feel with an exceptional beachfront location. This desirable Plan B floor plan boasts approximately 1,837 square feet of living space plus an impressive 235-square-foot Gulf-front terrace, creating the perfect setting to relax, entertain, and enjoy the coastal breeze and beautiful views. Professionally decorated by Sugar Beach Interiors, the condo offers a polished coastal style that complements its spectacular Gulf-front setting. The spacious layout features three bedrooms plus an additional flex room that could easily serve as a fourth sleeping area, home office, media room, or bonus space. The family chef will appreciate the gourmet kitchen outfitted with quartz counter tops, stainless appliances including a gas range, custom cabinetry and counter height bar. The Gulf front primary bedroom provides a comfortable private retreat, with access to the balcony, adding to the appeal of this well-designed floor plan. With a proven rental history, this property is an excellent opportunity for those looking for a vacation home, second residence, or established rental investment on the Emerald Coast. The gated community offers resort-style amenities, including two swimming pools, a hot tub, and a fitness center. Step outside and enjoy the sugar-white sand and emerald-green waters of the Gulf just beyond your door. Conveniently located near wonderful dining, shopping, boating, fishing, and water activities, this condo offers the perfect combination of relaxation, recreation, and convenience. From mornings overlooking the Gulf to evenings on your spacious terrace, this beautiful Okaloosa Island property offers an exceptional opportunity to own your own piece of paradise.

858 Scallop Court, Unit 406, Fort Walton Beach
8 Ne Yacht Club Dr, Fort Walton Beach
$1,500,000
4 Beds ⋅ 4 Baths ⋅ 1007407 MLS
Luxury Waterfront Living in Yacht Club Cove $75,000 Buyer Incentives Available! Discover the pinnacle of coastal sophistication in this stunning 2026 new construction masterpiece located in the desirable Yacht Club Cove. Boasting 3,150 square feet of meticulously designed living space, this four-bedroom, four-bath residence offers an unparalleled waterfront lifestyle. Experience peace of mind with robust 2x6 construction, impact-rated windows, and reinforced garage doors throughout. The interior reflects modern elegance, featuring 8-foot solid-core doors and a chef-inspired kitchen that serves as the heart of the home. Designed for those who value both style and security, this residence seamlessly blends high-end finishes with the tranquility of waterfront living. . Step outside to your private dock and boat slip, providing immediate access to the beautiful waters of Fort Walton Beach. This is a rare opportunity to own a cutting-edge home in an established premier community. $75,000 Buyer Incentives Available!

8 Ne Yacht Club Dr, Fort Walton Beach
1111 Santa Rosa Blvd Unit 409, Fort Walton Beach
$1,400,000
4 Beds ⋅ 3 Baths ⋅ 1005904 MLS
This is a terrific Buy on Okaloosa Island. The only Four Bedroom Condo available at this time. Property is a vacation Rental and does very well. Can not beat the Gulf front View on the West corner of the Summer Place Building. Unit is conveying Fully furnished and Rental Ready. Pictures will be added in the next few Days as there is a tenant there now.

1111 Santa Rosa Blvd Unit 409, Fort Walton Beach
210 Nw Dates Ave, Fort Walton Beach
$1,400,000
1004897 MLS
Exceptional opportunity to acquire Tilden's End, a 13-unit apartment community in the heart of Fort Walton Beach. Built in 1983 with durable CBS block construction, the property offers an all 2BD/1BA unit mix (800 SF each) and has been extensively improved with new roofs, multiple new HVAC systems, interior renovations, comprehensive plumbing repairs, and new fencing -- positioning the asset for stable, low-maintenance ownership. The property is located within a designated Opportunity Zone, a federal program that lets investors defer and potentially reduce capital gains taxes by reinvesting through a Qualified Opportunity Fund, with the potential to eliminate tax on appreciation when the investment is held long enough. For the right buyer, this can meaningfully enhance after-tax returns (buyer to confirm eligibility and current rules with a tax advisor). Steady occupancy reflects strong demand, with in-place rents below market and upside through turnover, RUBS, pet fees, and other income. Additional development optionality exists to add a triplex on the north side of the site -- NOI growth without buying more land. Ideally located just off Mary Esther Cut Off (±34,500 vehicles/day) and within 15 minutes of Eglin Air Force Base and its 20,000+ personnel, the asset draws from a deep, defense-anchored renter base further bolstered by Williams International's ±$1B Okaloosa County investment. Buyer to verify all information.

210 Nw Dates Ave, Fort Walton Beach
142-144 Se Hwy 98, Fort Walton Beach
$1,500,000
1003486 MLS
Prime commercial opportunity in the heart of downtown Fort Walton Beach at 142-144 Highway 98 SE. Offering approximately 4,275 total square feet, this versatile property features a huge open layout that can function as one expansive space or easily be divided into two separate units. The interior currently includes multiple office areas, two bathrooms, and abundant open space, allowing flexibility for a wide range of uses including retail, office, restaurant, showroom, entertainment, or other income-producing concepts. Positioned directly across from The Landing Park, this high-visibility location benefits from strong traffic, excellent exposure, and proximity to the waterfront, restaurants, events, and downtown activity. Unique potential exists for a rooftop bar or entertainment venue, subject to city approval, creating an incredible opportunity to capitalize on water views and the growing downtown atmosphere. Whether you are an owner-user, investor, or developer, this property offers outstanding flexibility and long-term upside in one of downtown Fort Walton Beach's most recognizable commercial corridors.

142-144 Se Hwy 98, Fort Walton Beach
738 Starfish Ave, Fort Walton Beach
$1,325,000
8 Beds ⋅ 6 Baths ⋅ 1000887 MLS
NEW PRICE -- $1,325,000! MOTIVATED SELLERS! Discover exceptional coastal living in this impressive 8-bedroom, 6,432 sq. ft. home with public beach access directly across the street and beautiful Gulf and Santa Rosa Sound views. Designed for gathering, the home features two full kitchens, multiple living areas, and expansive balconies perfect for Gulf breezes, sunsets, and watching local fireworks from the back balcony. The gourmet kitchen features a large island, granite countertops, white cabinetry, and stainless steel appliances. The third level offers four bedrooms, Jack-and-Jill baths, an additional family room, and two bedrooms with private balconies. Ideal as a primary residence, multigenerational home, or spacious coastal second home. Enjoy incredible space, coastal views, and the sugar-white sands of the Emerald Coast just steps away. Motivated sellers--schedule your private showing and bring your offer!

738 Starfish Ave, Fort Walton Beach
507 Nw Mary Esther Cut Off Ft, Fort Walton Beach
$1,385,000
997771 MLS
Prime Commercial Building Positioned along the heavily traveled Mary Esther Cutoff, this 3,760 SF freestanding commercial building delivers exceptional visibility, access, and versatility for an owner-user or investor. Located just east of a lighted intersection, the property benefits from steady daily traffic and is ideally suited for retail, showroom or service-based operations. This offering is truly turnkey. A fully renovated interior featuring updated finishes, a new metal roof, new HVAC and exterior panel replacements. The property can be vacated 30 days after close. Approximately $250,000 in wholesale inventory • $350,000 in retail inventory

507 Nw Mary Esther Cut Off Ft, Fort Walton Beach
640 W Sunset Blvd, Fort Walton Beach
$1,300,000
5 Beds ⋅ 5 Baths ⋅ 993867 MLS
New Roof 2021! Experience exceptional waterfront living on this rare deep-water property, perfectly positioned on a spacious 0.66-acre lot. This all-brick residence, complete with a separate guest carriage house, offers breathtaking water views, direct Gulf access, and an unbeatable location just minutes from shopping, dining, VPS Airport, Fort Walton Beach Medical Center, Hurlburt Field, and Eglin Air Force Base. Thoughtfully updated, recent improvements include a new boat lift and ski lifts, fresh interior paint, a tankless water heater, updated lighting, new landscaping, and newly constructed stairs for both the rear deck and carriage house. The home was completely renovated in 2006, taken down to the studs and rebuilt with new plumbing, electrical systems, and high-quality finishes throughout. The main home features three bedrooms and two-and-a-half baths on the upper level. The lower level provides additional living space with a fourth bedroom, full bath, expansive family room, and a cozy wood-burning fireplace. Above the garage, the private carriage house offers a one-bedroom, one-bath layout complete with a living room and full kitchen, making it ideal for guests, extended family, or rental opportunities. Combining deep-water access, expansive outdoor space, and a beautifully maintained interior, this remarkable property embodies the very best of waterfront living. while the lower level includes an additional bedroom, full bath, spacious living room and wood burning fireplace. Above the garage you'll find a 1 bed/1 bath carriage house with living room and full kitchen. With its deep-water access, expansive grounds and beautifully maintained interior, this property captures the essence of waterfront living at its finest.

640 W Sunset Blvd, Fort Walton Beach
91 Nw Ready Ave, Fort Walton Beach
$1,400,000
981243 MLS
PRIME LOCATION FOR A INDUSTRIAL AND/OR MANUFACTING BUSINESS! MULTI USE FACILITY! THIS LOCATION IS A PRIME PIECE OF REAL ESTATE! Located close to Hurlburt Field and Eglin Air Force Base in the Fort Walton Beach Industrial Park. this all brick building has 4 offices could be 5, a reception area, 3 1/2 baths, 1 full bathroom w/ shower, kitchen/ break room, laundry area, lots of space for storage and manufacturing. Plenty of opportunities for expansion. Other important factors this property, A/C has 2 zones, 3 Ph electric, 500 amps, oversized rollup door. 12 parking spaces in the front/side of the building and then more parking spaces in the fully gated back work/ storage area Currently there are Pods in the back that produce s$2500/month income and the back shop generates $1000/month income

91 Nw Ready Ave, Fort Walton Beach
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