Fort Walton Beach Homes Between $1,100,000 and $1,300,000

Turn the Key to Your Emerald Coast Home

Fort Walton Beach homes between $1,100,000 and $1,300,000 offer buyers access to distinctive luxury properties with premium finishes, generous living space, and desirable Emerald Coast locations. In this price range, buyers may find custom-built residences, waterfront homes, expansive floor plans, private pools, boat access, and outdoor living areas designed for entertaining and coastal living.

These properties may appeal to luxury buyers, relocating households, military families, and those searching for a primary residence, second home, or investment property near the water. Fort Walton Beach provides convenient access to Okaloosa Island, Destin, Hurlburt Field, Eglin Air Force Base, boating, beaches, shopping, dining, and recreation.

Melinda Vazquez can help you compare Fort Walton Beach homes between $1,100,000 and $1,300,000, evaluate neighborhoods and property-specific considerations, and find a home that supports your lifestyle and long-term real estate goals.

Fort Walton Beach Homes Between $1,100,000 and $1,300,000

3 Beds ⋅ 3 Baths ⋅ 1003943 MLS

Discover waterfront living in a brand new townhome with a deeded boat slip in the heart of Fort Walton Beach. Designed for modern living, the open-concept main level features a spacious kitchen, living room and master bedroom suite on the first floor. Upstairs, two guest bedrooms are complemented by a versatile loft or flex area and a private balcony overlooking the water. Seller is offering $15,000 'Flex Cash' towards Buyer's closing costs, rate buy down, etc.

286 Kidd St Unit 3, Fort Walton Beach

3 Beds ⋅ 3 Baths ⋅ 1003941 MLS

Discover waterfront living in a brand new townhome with a deeded boat slip in the heart of Fort Walton Beach. Designed for modern living, the open-concept main level features a spacious kitchen, living room and master bedroom suite on the first floor. Upstairs, two guest bedrooms are complemented by a versatile loft or flex area and a private balcony overlooking the water. Seller is offering $15,000 'Flex Cash' towards Buyer's closing costs, rate buy down, etc.

286 Kidd St Unit 1, Fort Walton Beach

4 Beds ⋅ 3 Baths ⋅ 1002598 MLS

Sound Front Serenity meets Gulf Coast Living. This charming, mid-century modern home with 4 bedrooms, 3 full bathrooms, and 2502 sq ft offers 147 feet of water frontage and .39 acres on the Santa Rosa Sound! Enjoy endless water views and sunsets from the comfort of your home. The Sound is located on one side of the barrier island and offers boating, fishing, swimming, canoeing, paddle boarding, and water sports while the Gulf and white sandy beaches are on the other side of the island and only 4 minutes away. The exterior of the home has a metal roof, gutters, a paver parking pad, an extended driveway lined with pavers and plenty of parking for a boat and multiple vehicles. There is no HOA and golf carts are allowed. The home is perfect for entertaining with covered patios overlooking the water to a patio connecting both sides of the home. Enter the foyer and immediately there are views of the Sound! A large living room is located to the right of the foyer through a case opening and a home office is located to the left of the foyer through French Doors. The living room has built in, custom cabinetry and a large picturesque window allowing views of the palm trees and natural light to abound. The front room is perfect for a home office or a fourth bedroom. The kitchen is updated to include a large, 6 ft island that seats 6, pendant island lighting, white shaker, custom cabinetry to the ceiling with crown, stainless appliances to include a French Door refrigerator, built in microwave, dishwasher, and a five burner gas slide in oven and stove. There are also granite counter tops, a tiled back splash and recessed lighting. Classic elements of the home such as the terrazzo flooring blends with the modern finishes to create a custom, luxury retreat. The home has both an open and split floor plan. The update kitchen opens to the dining room and a second living room with all boasting water views of the Sound! The spacious primary bedroom overlooks the Sound and has French doors leading to the covered patio. There is an ensuite bathroom completely updated to include a large double vanity with plenty of storage space, a large, tiled walk in shower with floor to ceiling tile and a frameless glass divider, a soaking tub, tiled floors, new mirrors, sconce lighting, faucets and fixtures. The primary bedroom also offers a large walk in closet with shelving. On the other side of the home there is a guest bedroom overlooking the Sound! An additional guest bedroom with views of the palm trees and a full bathroom. The Bathroom has an extra-long single vanity, tub shower surround and white tiled walls. There is a third bathroom near the kitchen and a laundry room. Exit sliding glass doors from either side of the home and relax on multiple patios! The upper patio is tiled and the lower patio is spacious and allows for a large table for outdoor dining. The back yard has a recreation area for corn hole, basketball, or pickle ball, fire pit, and a sandy area for lounging in the sun. Several covered patios allow for breathtaking views of the Sound while relaxing in the shade. The seawall that spans approximately 147 feet was replaced in 2018 and there is a short dock with stairs to enter the sandy bottom, shallow water. Pride of ownership shows and many features of the home have been updated. For example, the homeowner upgraded to a Rinnai tankless hot water heater (2018), replaced a second hot water heater in 2023, replaced an HVAC in 2025, maintains a termite bond with Sentricon termite protection, completely refurbished the sprinkler system in 2024, replaced the kitchen appliances in 2018 and replaced the corrugated sea wall in 2018. This home is perfect for a primary home, second home, or investment property. This well designed mid century modern home provides exceptional coastal charm on a lot with one of the longest seawalls on the island! Buyer to verify all dimensions and information.

519 Dorado Ave, Fort Walton Beach

7 Beds ⋅ 6 Baths ⋅ 1002197 MLS

Rare 98 ft of waterfront property with a 2 story dock, boat lift w/ electric & water, and multiple private lockout suites. It's flexible layout offers multiple possibilities. Perfect for a full-time coastal retreat, secondary home, Airbnb or multi generational property. No HOA and short term rental is allowed. Currently operating as a thriving turnkey waterfront rental property with proven success at its start in 2024 and going strong to the present. Enjoy stunning views, beautiful sunsets, expansive outdoor living space, a large balcony, and direct water access. OTHER FEATURES: LIGHT & BRIGHT GREAT ROOM, GRANITE COUNTER TOPS, LARGE KITCHEN ISLAND, COMMERCIAL REFRIGERATOR, 2 LAUNDRY AREAS, GAME ROOM, 3 LOCK OUT SUITES W/ KITCHENETTES, AMPLE PARKING, WHOLE HOME GENERATOR, 2 STORAGE SHEDS, 2020 AC UNIT, FLOOD GATES, EFFECTIVE YEAR BUILT 2000 2024 GROSS $160, 902 2025 GROSS $145, 328

157 Monahan Dr, Fort Walton Beach

3 Beds ⋅ 3 Baths ⋅ 1002323 MLS

Gulf-front 3-bedroom condo in Azure offering spectacular, unobstructed Gulf views from the private balcony, main living areas and spacious master suite. Wake up to sunrise over the Gulf and enjoy evening breezes and sunsets from multiple vantage points. This condo has been thoughtfully spruced up and brightened throughout, featuring 3 bedrooms and 3 full baths, spacious kitchen & laundry room. Residents enjoy two waterfront pools, including one heated year-round for extended-season swimming, plus convenient onsite amenities and easy deeded beach access. All required SIRS study has been completed and the special assessment has has already been paid by the owner -- one less concern for the buyer. An excellent combination of lifestyle and income potential in a prime Gulf-front setting.

1150 Santa Rosa Blvd Unit 305, Fort Walton Beach

One of the last non-developed pieces of land in downtown Fort Walton Beach. 0.48 acre ''OUTPARCEL'' in the Shoppes at Paradise Pointe which contains a Publix Shopping Center. Buyers do their own due diligence on easements, restrictions, and zoning. Contact Carol Nash at SITE management for more info. (689) 348-3614. Looking for cash, but would be willing to seller finance with reasonable terms. Listing agent is related to the seller; both beneficiaries of the selling trust are licensed at Alicia Hollis Sales brokerage (agent & broker).

253 Se Miracle Strip Pkwy, Fort Walton Beach

REDUCED! Available for purchase- 4300 sf turnkey catering facility located in Fort Walton Beach FL. This property was totally renovated in 2021 and could easily be converted to a restaurant space. The building features: concrete block construction, standing seam metal roof, 3 phase power and 32 tons of HVAC. All attached equipment is included in the sale of the property. The average daily traffic count for 350 Eglin Parkway is 42,000 vehicles per day and this property provides 26 parking spaces with an additional 18 overflow parking spaces.

350 Ne Eglin Pkwy, Fort Walton Beach

Prime Commercial Building Positioned along the heavily traveled Mary Esther Cutoff, this 3,760 SF freestanding commercial building delivers exceptional visibility, access, and versatility for an owner-user or investor. Located just east of a lighted intersection, the property benefits from steady daily traffic and is ideally suited for retail, showroom or service-based operations. This offering is truly turnkey. A fully renovated interior featuring updated finishes, a new metal roof, new HVAC and exterior panel replacements. The property can be vacated 30 days after close.

507 Nw Mary Esther Cut Off Ft, Fort Walton Beach

4 Beds ⋅ 4 Baths ⋅ 997335 MLS

Beachfront Sophistication Meets Investor Potential on Okaloosa Island. This rare Gulf-front townhome at 926 Whelk Ct Unit B offers direct white-sand beach access with NO HOA restrictions -- meaning full control over short-term rentals, upgrades, and use. This townhome boasts luxury living spaces with 3/4 bedrooms, 3.5 baths, 1 full kitchen and a kitchenette on the 1st floor allowing for use as a potential lock-out unit for additional rental potential. Unit B offers an immediate income producing short term rental with reservations for 2026 already on the books. With slip resistant tile, luxury vinyl plank flooring, upgraded kitchen and stunning gulf views with direct white sand beach access you won't want to miss this opportunity. Whether positioned as a strong income-producing asset or a private gulf retreat, this property delivers unmatched flexibility in one of Florida's most sought-after beachfront locales. Embrace full rental autonomy, high nightly rates, and a lifestyle where the Gulf of America is your backyard. All lot and room dimensions are approximate, buyer advised to independently verify. Conveys fully furnished. Welcome to elevated beachfront living.

926 Whelk Ct Unit B, Fort Walton Beach

4 Beds ⋅ 4 Baths ⋅ 997333 MLS

Beachfront Sophistication Meets Investor Potential on Okaloosa Island. Priced to attract both savvy investors and lifestyle buyers, this rare Gulf-front, end unit townhome at 926 Whelk Ct Unit A offers direct white-sand beach access with NO HOA restrictions -- meaning full control over short-term rentals, upgrades, and use. This unit is being sold ''AS-IS'' and is priced accordingly and ready for you to add your unique style to the already show stopping views from the wall to wall second floor glass sliding doors. This townhome boasts luminous living spaces with 3/4 bedrooms, 3.5 baths, 1 full kitchen and a kitchenette on the 1st floor allowing for use as a potential lock-out unit for additional rental potential. Private Gulf-facing balconies and enviable coastal vistas that redefine Okaloosa Island living. Whether positioned as a strong income-producing asset or a private gulf retreat, this property delivers unmatched flexibility in one of Florida's most sought-after beachfront locales. Embrace full rental autonomy, high nightly rates, and a lifestyle where the Gulf of America is your backyard. All dimensions and lot size is approximate, buyer advised to independently verify. Conveys fully furnished.

926 Whelk Ct Unit A, Fort Walton Beach

3 Beds ⋅ 2 Baths ⋅ 995019 MLS

Amazing opportunity to own waterfront property on coveted Cinco Bayou. This large property sits high and dry and has a dock with boat lift with deep water access. Open concept floorplan features tile flooring, vaulted beamed ceiling and a split bedroom layout. Kitchen has stainless steel appliances. Huge utility/laundry room. Two car garage with paver driveway has an attached area for your golf cart or motorcycle. Spectacular grounds with mature landscaping has room to build a MIL suite if needed. Enjoy your morning coffee watching the dolphins, pelicans, eagles, ospreys, otters, etc on decks overlooking the bayou. Experience the waterfront life!

506 Amelia St, Fort Walton Beach

5 Beds ⋅ 5 Baths ⋅ 993867 MLS

Experience exceptional waterfront living on this rare deep-water property, perfectly positioned on a spacious 0.66-acre lot. This all-brick residence, complete with a separate guest carriage house, offers breathtaking water views, direct Gulf access, and an unbeatable location just minutes from shopping, dining, VPS Airport, Fort Walton Beach Medical Center, Hurlburt Field, and Eglin Air Force Base. Thoughtfully updated, recent improvements include a new boat lift and ski lifts, fresh interior paint, a tankless water heater, updated lighting, new landscaping, and newly constructed stairs for both the rear deck and carriage house. The home was completely renovated in 2006, taken down to the studs and rebuilt with new plumbing, electrical systems, and high-quality finishes throughout. The main home features three bedrooms and two-and-a-half baths on the upper level. The lower level provides additional living space with a fourth bedroom, full bath, expansive family room, and a cozy wood-burning fireplace. Above the garage, the private carriage house offers a one-bedroom, one-bath layout complete with a living room and full kitchen, making it ideal for guests, extended family, or rental opportunities. Combining deep-water access, expansive outdoor space, and a beautifully maintained interior, this remarkable property embodies the very best of waterfront living. while the lower level includes an additional bedroom, full bath, spacious living room and wood burning fireplace. Above the garage you'll find a 1 bed/1 bath carriage house with living room and full kitchen. With its deep-water access, expansive grounds and beautifully maintained interior, this property captures the essence of waterfront living at its finest.

640 W Sunset Blvd, Fort Walton Beach

Available for sale or lease- 9760 sf freestanding Office/ Warehouse in Fort Walton Beach FL. This property is made up of 5140sf of Office / Showroom and 4620sf of warehouse. The property is .8 acres with 30 parking spaces and has access from both Mooney Rd and Racetrack Rd. This property has excellent access and visibility making it a great location for service-related businesses. Conveniently Located, Generous Parking, 28.500 AADT

2 Nw Racetrack Rd, Fort Walton Beach

4 Beds ⋅ 4 Baths ⋅ 989411 MLS

Three prime vacant lots available for your custom pre-sold home! Located at 243, 245, and 247 Brooks Street, these lots sit right in the heart of Downtown Fort Walton Beach â” just steps from local dining, parks, shopping, and waterfront entertainment. Build your dream home with a trusted local builders (Tracy Acree and Gavin Wolff) and enjoy a lifestyle that's walkable, vibrant, and full of coastal charm. We have plans ranging approximately 3,000 - 3,300 sq ft, or make a plan of your own!

245 Se Brooks St, Fort Walton Beach

6 Beds ⋅ 5 Baths ⋅ 987236 MLS

Timeless Elegance Meets Modern Comfort! Nestled on a generous corner lot spanning over 4,500 sqft, this stately 6-bedroom Colonial-style residence offers the perfect harmony of classic charm and contemporary luxury. A spacious 3-car garage welcomes you home, while inside, soaring vaulted ceilings and a grand marble fireplace set the tone for gracious living. The chef's kitchen is a true centerpiece—featuring sleek countertops, premium appliances, and a cozy breakfast nook ideal for morning coffee or lively gatherings. Multiple wrap-around porches invite you to unwind with panoramic views of lush, manicured landscaping—whether you're dining alfresco, lounging with a book, or hosting under the stars. Step through the expansive lanai to discover a private screened-in pool and spa, seamlessly blending indoor and outdoor living. With doors that open wide to create a breezy, resort-style flow, this home is designed for year-round enjoyment and effortless entertainment.

111 Troy Circle Ft, Fort Walton Beach

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