Turn the Key to Your Emerald Coast Home

Destin homes between $300,000 and $500,000 offer buyers an opportunity to enjoy the Emerald Coast lifestyle in one of Northwest Florida’s best-known coastal communities. In this price range, buyers may find condominiums, townhomes, and select single-family homes near beaches, dining, shopping, marinas, and local recreation.

These properties may appeal to first-time buyers, relocating households, military families, and those searching for a primary residence, second home, or investment opportunity. With convenient access to Destin Harbor, Henderson Beach State Park, Fort Walton Beach, Niceville, and Eglin Air Force Base, Destin places buyers close to both everyday necessities and popular coastal attractions.

Melinda Vazquez can help you compare Destin homes between $300,000 and $500,000, review community and property details, and identify options that align with your budget, lifestyle, and real estate goals.

Destin Homes Between $300,000 and $500,000

$449,900
2 Beds 2 Baths 1011288 MLS
Welcome to one of the most coveted stacks at The Palms of Destin! Unit 2515 is a beautifully positioned 5th-floor, fully furnished 2-bedroom, 2-bath coastal retreat offering something truly special--panoramic Gulf views from every room and a front-row view overlooking The Palms' spectacular zero-entry, lagoon-style pool. Step inside and you'll immediately understand why the 15 stack is so highly sought after. Whether you're searching for a vacation home, income-producing short-term rental, long-term investment, or your own coastal escape, this turnkey condo offers an incredible opportunity in the heart of Destin. The spacious open layout is designed for relaxed coastal living, while the furnishings make it ready to enjoy or rent from day one. And then there's the pool! The sprawling zero-entry lagoon-style pool is truly what vacation dreams are made of, complete with five dancing waterfalls, walking bridges, a splash pad, hot tub, and expansive pool deck. It's a paradise for families, with plenty to keep the kids entertained while adults relax and soak up the Florida sunshine. The amenities at The Palms extend well beyond the pool. Residents and guests enjoy a state-of-the-art fitness center, indoor pickleball and basketball courts, two lighted tennis courts, a fully fenced children's playground, sports lounge, and complimentary seasonal beach shuttle to public Gulf beach access. Grab a coffee in the morning or enjoy food and refreshments at the on-site bistro, restaurant, and outdoor bar--you may find there's little reason to leave! Just minutes from Destin's famous sugar-white sand beaches and surrounded by some of the area's best dining, shopping, and entertainment, the location is hard to beat. Walk to popular destinations including Joe's Crab Shack, Bubba Gump Shrimp, The Back Porch, Ruth's Chris Steak House, and Fudpuckers. Destin Commons, with more than 75 shops, restaurants and an AMC theater, as well as Bass Pro Shop and HarborWalk Village, are just a short drive away. Henderson Beach State Park, featuring 6,000 feet of pristine Gulf-front shoreline, is also nearby. The HOA fee includes electricity, water, cable TV, high-speed Wi-Fi, and access to the impressive collection of on-site amenities, adding tremendous convenience for both owners and rental guests. With its highly desirable 15 stack location, unobstructed Gulf views, incredible pool views, full furnishings, resort-style amenities, and prime Destin location, Unit 2515 is an exceptional opportunity to own a piece of the Emerald Coast at The Palms of Destin. Come see for yourself why this is one of the building's most coveted locations!

4207 Indian Bayou Trl Unit 2515, Destin

$350,000
2 Beds 2 Baths 1011161 MLS
Welcome to The Palms of Destin, one of the Emerald Coast's most desirable resort communities, offering incredible amenities, a welcoming atmosphere, and a prime location just moments from the beautiful white-sand beaches and emerald waters of Destin. This fully furnished 4th-floor corner unit features 2 bedrooms, 2 bathrooms, and 1,175 square feet of comfortable living space. With two private balconies, this spacious unit offers the perfect place to relax and enjoy the coastal lifestyle. The unit has been thoughtfully updated and includes upgraded flooring, a newer refrigerator, garbage disposal, microwave, and dishwasher. Additional major improvements include a new HVAC system in 2022, washer and dryer in 2024, and a water heater replaced in 2024. The guest bathroom has also been beautifully remodeled and features a full walk-in shower conversion. The Palms of Destin is known for its impressive resort-style amenities designed for all ages. Enjoy the spectacular lagoon-style pool, heated pool, hot tub, splash pad, and dedicated children's pool. The community also offers full-size tennis courts, pickleball courts, a basketball court, and a children's playground. Residents and guests can also enjoy an onsite bistro offering great food, drinks, and entertainment, as well as a coffee shop and numerous additional conveniences. Resort amenities two levels of covered parking, 24-hour onsite security, seasonal beach shuttle service, a large fitness center, and so much more. Whether you are looking for a vacation getaway, investment property, or your own piece of paradise along the Emerald Coast, this beautifully updated corner unit at The Palms of Destin offers an exceptional opportunity to enjoy the very best of the Destin lifestyle.

4207 Indian Bayou Trl Unit UNIT 2401, Destin

$310,000
2 Beds 2 Baths 1011049 MLS
**OWNER FINANCING AVAILABLE! **Welcome to Unit 2104 at The Palms of Destin, where coastal living meets an impressive resort-style amenity package. This beautifully maintained condo offers the perfect opportunity for a primary residence, second home, or vacation rental investment, all just minutes from Destin's sugar-white beaches and emerald-green waters. The Palms of Destin offers an exceptional collection of amenities designed for both owners and guests. Enjoy covered free parking, owner-only parking, 24-hour onsite security, an onsite restaurant and bar, coffee shop, front desk for convenient check-in, business center, mailboxes, ice vending, electric vehicle charging, and an onsite CAM. The resort features a large lagoon-style pool, year-round heated pool, hot tub, kiddie splash pad and children's pool, creating plenty of options for relaxing and enjoying the Florida sunshine. For those who love staying active, the amenities continue with tennis courts, outdoor pickleball, half-court basketball, an indoor pickleball court, and a 24-hour fitness center. There are also charcoal grills throughout the property for outdoor entertaining. Dog owners will appreciate the owner-only dog parks, along with a public dog park located directly across the street. Location is another major highlight. June White Decker Park and its free public beach access are approximately 0.4 miles away--a roughly 10-minute walk with a pedestrian crosswalk--or easily accessible by car with free parking. Morgan Sports Center is also within walking distance and offers disc golf and a large, brand-new playground. In addition, eight pickleball courts are located just one block from The Palms. Whether you're looking for a personal beach getaway, income-producing vacation property, or investment on the Emerald Coast, Unit 2104 offers the convenience, amenities, and location buyers are looking for. Experience everything Destin has to offer while enjoying the extensive amenities and resort lifestyle at The Palms of Destin.

4207 Indian Bayou Trl Unit UNIT 2104, Destin

$499,000
2 Beds 2 Baths 1010846 MLS
Experience MILLION DOLLAR panoramic gulf views from this ninth-floor, two-bedroom condo located at The Palms of Destin. Positioned to capture morning sunrises, provide shaded, cooler afternoons--along with evening reflections across the gulf--the private balcony offers an optimal setting for relaxation. Whether enjoying the private outdoor space or the expansive lagoon pool, this property delivers a perfect blend of privacy and luxury resort-style living! The interior living space features luxury vinyl plank flooring, stainless steel kitchen appliances, and a custom kitchen pantry design. Custom built-in design elements throughout provide enhanced functionality and additional storage space. The floor plan incorporates a spacious primary suite with gulf views, while the second bedroom includes a built-in desk and a custom built-in XL Twin/Queen bunk arrangement. Each bedroom is accompanied by a full en-suite bathroom. Residents of this community enjoy access to an extensive list of amenities, including one of the region's largest lagoon-style pools, a fully equipped fitness center, indoor/outdoor pickleball, tennis, basketball courts, on-site dining, live entertainment, and dedicated seasonal shuttle service to the beach and surrounding areas. Additional conveniences include covered garage parking, on-site carrier mail delivery, and security services. The benefits extend to your individual unit (and wallet), as HOA dues include ALL utilities (water, sewer, power, cable/internet, trash service) and master hazard insurance policy! While The Palms of Destin allows short-term rentals, this property is "show ready" and not enrolled in a short-term rental program!! Schedule a showing today!

4207 Indian Bayou Trl Unit 2913, Destin

$389,900
2 Beds 2 Baths 1010809 MLS
Second-floor 2 BR/2BA condo nestled in the heart of Destin offers a combination of comfort, elegance, and ultimate privacy. As one of only eight units in an intimate boutique community, the property provides a quiet retreat while remaining steps from the vibrant energy of the Emerald Coast. The thoughtful layout features a huge great room w/vaulted ceiling, a dining area, functional kitchen and breakfast bar which opens to the great room. Condo features a unique enclosed terrace, offering seamless bonus space with 2 large picture windows & 2 closets making it a potential 3rd BDR, work space, or for relaxation. The entire third level (second level in unit) is dedicated to the private master suite, complete with an expansive walk-in closet. Storage is exceptionally abundant throughout, supplemented by an accessible attic entry. Buyers will appreciate the significant capital improvements that ensure low-maintenance ownership for years to come, including high-impact low-E windows for added efficiency, a freshly painted exterior, and a premium 30-year metal roof completed in 2024. The complex also has a community pool and BBQ area for use. Seller is offering $4,000 in concessions with an acceptable offer. Perfectly situated just north of Highway 98, the home places you moments from local dining, excellent schools, and premier shopping. With the bay directly across the street, Henderson Beach State Park just 2.5 miles away, and a convenient 30-minute commute to Eglin AFB and Hurlburt Field, this property is a standout choice for primary buyers, second-home seekers, and savvy investors alike.

3850 Indian Trl Unit 207, Destin

$450,000
2 Beds 2 Baths 1010751 MLS
Deeded Beach access, Boating, Harbor views, and the best of Destin are right outside your door! This sunny end-unit condo is perfectly positioned along the serene harbor waters of Destin and offers the ultimate coastal lifestyle, with private deeded beach access just a short stroll away. Start your day with your toes in the sugar-white sand, then hop on a water taxi for an afternoon or evening of waterfront dining, shopping, and entertainment. Or simply relax at home and soak up the coastal breeze from your private balcony. Inside, you'll find a spacious and comfortable layout featuring two private split bedrooms, each with its own full bath, creating the perfect setup for privacy, guests, or rental flexibility. Two exterior large storage closets provide plenty of room for beach gear, paddle boards, and all those coastal essentials. When you're ready to enjoy the resort-style amenities, take a dip in the heated pool, gather with friends in the newly updated private waterfront clubhouse with full kitchen, or head down to the marina for a paddle board or kayak adventure. Boat slips are available for purchase or rent, making it easy to embrace the boating lifestyle, while pickleball and tennis courts, a BBQ grilling area, golf cart parking, elevators, and on-site management add even more convenience. Gated entry and 24-hour surveillance provide added privacy and security. Whether you're searching for a weekend getaway, income-producing investment, or your own full-time slice of the Destin lifestyle, this harbor-front gem delivers the perfect combination of beach, boating, amenities, and location. From sunrise beach walks to sunset cruises and everything in between, this is the kind of place that makes coastal living feel effortless. Bring your offers and make your move--Destin is calling!

30 Moreno Point Rd Unit 206B, Destin

$399,000
1 Beds 1 Baths 1010754 MLS
This is your Entry to the Emerald Coast! This beautifully updated one-bedroom, one-bath condo at Sterling Shores offers an excellent opportunity to own a piece of Destin at an attractive entry-level price point. Located on the second floor, this 840-square-foot condo features updated flooring and paint. It is fully furnished and offered turnkey, ready for immediate enjoyment or short-term rental. Enjoy the Gulf backdrop and the beautiful coastal setting from this inviting retreat. Sterling Shores offers an impressive array of resort amenities, including two pools, with one heated year-round, a fitness center, on-site snack shack, private beach access, and beach chair service. On-site property rental management is also available as an option, providing flexibility for owners. Head out to the beach and enjoy sugar-white sands and beautiful emerald-green waters of the Gulf, just a short distance from your door. Conveniently located next to the popular Back Porch Restaurant, Restaurant Row and close to Henderson Beach State Park, Destin Executive Airport, shopping, dining, and everything that makes the Emerald Coast such a sought-after destination. Whether you're looking for your own Destin getaway or an opportunity to enter the vacation rental market, this turnkey condo offers a fantastic location, desirable resort amenities, and an inviting coastal lifestyle. A great opportunity to own and enjoy your own piece of Destin!

1751 Scenic Highway 98, Unit 205, Destin

$469,000
2 Beds 1 Baths 1010487 MLS
Jetty East is a gated, six-story Gulf-front midrise on Destin's sugar-white sand beach, with covered parking beneath the building. Located on Holiday Isle along Gulf Shore Drive, the property sits near Destin Harbor and offers an excellent setting for biking, walking, snorkeling, and fishing from the East Pass jetties. Jetty East is one of the few condo communities in the area with covered parking. The required Milestone Study and Structural Reserve Study were completed in mid-summer. An assessment was issued on August 1, 2024, for skylight replacement, and the work has been completed. Unit 204B is on the jetty side, offering balcony views of summer fireworks and sunsets. The unit features tile flooring throughout, with carpet in the bedrooms, and the bathroom includes a double vanity. Soft beige, blue, and green accents create a light, bright feel. The unit is currently occupied by a long-term tenant who has been in place for the past two years at a monthly rate of $2,500. A net sheet is available in the documents. Enjoy spectacular morning views, evening sunsets, and seasonal fireworks from the beach. The location is convenient to shopping, grocery stores, including the new Publix, and restaurants. Jetty East amenities include 900 feet of beach frontage, a 2,400-square-foot pool with sun deck, hot tub, beachside pavilion with charcoal grills, tennis courts, pickleball, fitness room, children's activities, live music entertainment, shuffleboard, covered parking, 24-hour security, and a lovely owner's room with a recently remodeled full kitchen for meetings or parties. Financing note: Short-term rental condos are considered non-warrantable or condotel properties and are not eligible for conventional government-backed Fannie Mae or Freddie Mac financing.

500 Gulf Shore Dr Unit UNIT 204B, Destin

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